Hard Money Loans – Private Money Real Estate Lending

Your HARD MONEY LENDER – Bridge loans as low as 8% – Rental loans as low as 10%

Bridge Loans – Fix N Flip & Rent

Fix and Flip Loans on residential and commercial properties. We will lend up to 70% of the purchase price and 100% of the rehab budget as long as our loan is under a maximum of 60% After Repaired Value (ARV). We have rates starting at 10.5% Interest Only.

Long Term Rental

We lend on your existing 1-4 unit residential rental properties and/or the purchase of new 1-4 unit residential rental properties. We look at the properties ability to cover the properties expenses not the personal debt to income ratio of conventional lending. We can lend on single properties or portfolios of rental 1-4 unit properties. We have interest rates starting at 8.50% depending on the market and borrower.


We provide purchase, rate & term and cash-out loans on 1-4 residential, multi-family (5+units), and commercial (general) properties. If you are looking to cross collateralize other property, need cash-out, have a loan that is due, or other reasons, we provide bridge loans to meet these needs. We have interest rates starting at 7.00% for bridge loans.

Distressed & Land

We help in serious situations such as foreclosure, NOD, NOS, and need more money up to 50% of the As-Is-Value. Can use cross collateral. Interest rates starting at 12.00%.

Land Loans – In-fill, fully entitled, shovel ready, or commercial zoned in-fill. Lending up to 60% LTV. Interest Rates starting at 11.0%.

Rockland Commercial is a California headquartered residential and commercial hard money specialist that is a direct lender and represents a multitude of private investors who specialize in funding and purchasing hard money loans. In addition to our expertise in commercial hard money loans, we provide bridge loans, and hard money apartment and commercial loans. Rockland Commercial provides loans that are uniquely tailored to fit the specific needs of its clients.

We provide bridge loans for non-conforming commercial real estate projects. We originate private money loans through our extensive network of private individual investors that we service the loans for. We offer lending services in 48 states for multi-family and commercial.

With institutional and individual funding sources, Rockland Commercial is able to offer rates and terms that are unavailable to other lenders. We can offer loans with 6 months guaranteed interest and rates from 5.50-10.0% interest only, 1-3 year terms (longer terms available on a case-by-case basis.)

See if your loan scenario qualifies for funding with Rockland Commercial – Apply for a loan Online. Rockland Commercial, Inc. provides a number of hard money financing options for clients who need immediate funds, face credit problems, or are developing non-standard projects and are not able to access more traditional lines of credit.

Hard Money & Private Money Loans Available Regardless Of:

  • Fix N Flip Residential
  • Fix N Flip Multi-Family
  • Fix N Flip Commercial
  • Poor or un-established credit – bad credit
  • Need a fast close
  • Turned down by your lender
  • Unverifiable Income
  • Deferred Maintenance
  • Bankruptcy
  • Foreclosure
  • Pre-existing debt

Rockland Commercial Hard Money and Private Money Advantages

  • West Coast Hard Money Specialist and Servicer
  • $250k – $20million+
  • Flexible terms up to 5 years
  • Interest Only Options
  • Loan to Value up to 75%
  • All property types – commercial buildings, apartments, land, special use.
  • Average Closing 7-10 business days
  • Low rates for bridge loans

Our hard money loans are for a very specific niche of the commercial real estate loan market. Although we cannot fund every bridge loan that crosses our desk, we can promise some of the lowest rates in the industry as well as a reputation of honesty, straightforwardness & flexibility to make deals work.

– Apply for a loan Online – click here

Or call us today, loan specialists are standing by.